No one hopes to get involved in a car accident. Unfortunately, such accidents do happen in Utah. This is a no-fault state. This means that you would be filing a claim with your insurer under the PIP coverage you own. There are some circumstances where you can skip the no-fault rule and file a civil case against the at-fault driver. Regardless of what happened, you should consult a Lehi, UT car accident lawyer for your situation. It is wise to deal with the insurance company when you have an attorney on your side. Insurance companies are infamous for the techniques and steps they use to deny, delay, and downplay claims. Here’s what you need to know about filing an insurance claim.
- Note down the details immediately. It is not uncommon for people to forget things after a car accident. After a few days, you may miss out on the minute details that could have been critical for the accident. Your injury lawyer can only help you when you have the necessary records, evidence, and details with you. Take a moment to note down all that happened in the crash.
- Track your medical bills and expenses. You should seek medical attention right after the car accident, even when your injuries don’t seem that serious to you. Let the doctor know that you were injured in a road accident and keep all the medical bills and expense details with you. The medical records will help you recover a fair settlement from the insurance company, and your lawyer will want these details to file the case.
- Take pictures, if you can. Unless you are unconscious or seriously injured, consider taking as many pictures and videos of the accident scene as you can. This can help determine the overall impact of the accident. Investigators and lawyers depend on the pictures and other evidence to determine fault in many cases.
Don’t deal with the insurance company alone
It may be tempting to believe that you can deal with the insurance claims adjuster. Don’t be naïve to assume that the company will play fair. Insurance companies see claims as losses, and they will try to downplay everything you have endured in the accident. Let an attorney take over and evaluate your car accident claim. They can also offer an honest insight on whether you can file a personal injury lawsuit as per the car accident laws in Utah.