Phoenix, AZ, is known for its scorching heat and dry climate. The weather can be a challenge for many, but for those who work outdoors, it can be deadly. Despite the high temperatures and risk of illness or injury, some workers in Phoenix are denied workers compensation benefits when they need them most. There are several reasons why workers may be denied benefits, including improper paperwork or a lack of evidence to support the claim. One of the most important things you should do when facing denial of workers’ compensation is to consult a workers compensation lawyer in Phoenix.
We will now see more into the most common reasons for the denial of workers’ compensation in Phoenix.
Your papers were filed late
If you’ve been injured on the job, you may be entitled to workers’ compensation benefits. However, if your paperwork is filed late, your claim may be denied. In order to ensure that your claim is processed as quickly as possible and that you receive the benefits you deserve, it is important to file your paperwork correctly and on time. This means that you may be responsible for all of your medical bills and lost wages yourself. In some cases, you may even be responsible for the costs associated with hiring an attorney.
You didn’t notify your employer immediately after the injury
If you are injured on the job, it is important to notify your employer immediately. Failing to do so could result in your workers’ compensation claim being denied. Even if you don’t think the injury is serious, it’s important to report it. Notify your supervisor, or if you are unable to do so, call the employer’s safety hotline. If you delay notifying your employer, you could be putting your claim at risk.
Your employer doesn’t have workers’ compensation insurance
Workers’ compensation insurance is a necessary part of any business with employees. It provides coverage for employees in the event that they are injured on the job. Workers’ compensation insurance is required by law in most states. However, even if your state does not require workers’ compensation insurance, your employer still needs to have it. If your employer does not have workers’ compensation insurance and you are injured on the job, you may be denied workers’ compensation benefits.
You never took or failed in a drug test
You may be surprised to learn that your workers’ compensation can be denied even if you never took or failed a drug test. This is because there are other factors that can be taken into account, such as whether you were under the influence of drugs at the time of the accident. If the insurance company believes that you were impaired, they may refuse to pay your claim.